General travel insurance policies often exclude cover for pre-existing medical conditions, and some specifically exclude HIV. However it might be worth taking out cover just in case you have an illness that is unrelated to HIV, have an accident, lose your luggage or have something stolen.
What’s more, some insurance companies do provide cover for people with medical conditions, including HIV. There can be restrictions on the type of cover offered.
NAM cannot recommend any particular provider or travel insurance company. It might be wise to shop around for a range of quotes and select the insurer which most meets your specific needs. Below are three companies we are aware of, which specialise in providing travel insurance for people with pre-existing medical conditions and who have experience of insuring people living with HIV.
Freedom Travel Insurance - 01223 454 290
Easy Travel Insurance - 0845 222 222 6
World First Travel Insurance - 0845 90 80 161